Luxury Lake Homes for Waterfront Living

Imagine waking up to the view of a calm as glass lake, the sunlight streaming through floor-to-ceiling windows, and the fresh scent of water and greenery filling the air. This idyllic lifestyle can be yours when living in luxury lake homes. Discover the beauty and allure of waterfront living in the Twin Cities, learn how to customize your dream luxury lake home, and explore financing options, eco-friendly practices, and expert guidance to make your lakeside living vision a reality.

  • Discover luxurious lake homes in the Twin Cities with impressive architectural designs and sustainable living features.

  • Enjoy breathtaking views, outdoor activities, and a superior level of privacy from city life.

  • Customize your dream home by incorporating high-end finishes to maximize lake views & explore financing options for high-end properties.

Discovering Luxury Lake Homes in Twin Cities

Luxury lake home with stunning architecture

Nestled along the picturesque shores of the Twin Cities’ lakes, luxury lake homes blend stunning architecture with eco-friendly designs. These waterfront havens showcase great architecture as well as innovative sustainable living designs by companies like Sustainable 9 Design + Build and Unfold Architecture.

Luxury lake homes in the Twin Cities exhibit a diverse range of architectural styles, providing a unique and enchanting living experience. These homes not only boast breathtaking views but also incorporate sustainable landscaping, locally sourced materials, and energy-efficient features to create a harmonious relationship with the environment.

Popular Lakes in Twin Cities

  • Lake Minnetonka
  • White Bear Lake
  • Prior Lake
  • Forest Lake
  • Coon Lake
  • Rush Lake
  • Medicine Lake
  • Lake Phalen
  • St Croix River

Minneapolis metro lake homes showcase unique architectural styles found in the country, particularly in the Twin Cities region, making them perfect for those seeking a new home.

Lake homes in Twin Cities display a range of innovative designs, such as modern and simple designs that blend effortlessly into the neighborhood, as well as lake houses surrounded by woods with sophisticated interior styling. Living in one of these architectural masterpieces offers the perfect balance of luxury, elegance, and connection to nature.

Sustainable Living by the Lake

Luxury lake homes in Twin Cities integrate sustainable living as a core aspect. Homeowners contribute to a greener environment by implementing eco-friendly solutions like solar power, rainwater collection systems, and energy-efficient appliances, thereby enhancing their waterfront living experience.

Efficient resource use and the integration of sustainable, locally sourced materials play a critical role in the planning of a luxury lake home, supplementing the sustainable design. Homeowners, keeping abreast with the latest sustainable living practices and technologies, can make well-informed decisions while designing or renovating their dream lakeside abodes.

The Allure of Waterfront Living

Breathtaking view of the luxury home from lake

The allure of waterfront living goes beyond captivating views and luxurious amenities. Owning a luxury lake home in the Twin Cities offers a unique lifestyle, with unparalleled access to outdoor activities such as:

  • boating
  • fishing
  • paddleboarding
  • kayaking
  • ice fishing in winter
  • snowmobiling

Additionally, living near a lake has been linked to improved psychological and overall health, as the proximity to water reduces anxiety and promotes a sense of serenity.

Breathtaking Views

Luxury lake homes in the Twin Cities boast awe-inspiring views, from the magnificent lake views of East Harriet to the tranquil wooded settings in Shakopee, Minnesota. These breathtaking views not only enhance the aesthetic appeal of the property but also provide a calming sensory experience that has been linked to improved physical and mental well-being.

Interior design can significantly enhance these stunning views. Utilizing materials like stone, wood, and water features, homeowners can foster a harmonious bond with the environment. Further, the beauty of the surrounding landscape can be accentuated by designing interiors with windows and glass doors as focal elements, thereby enriching the luxury lake home experience.

Outdoor Adventures

Waterfront living in the Twin Cities provides a multitude of opportunities for outdoor adventures. Residents can indulge in activities such as:

  • Paddleboarding
  • Kayaking
  • Canoeing
  • Biking
  • Walking or jogging along the lakeside trails
  • ice fishing in winter
  • snowmobiling

These activities, not only encourage a healthy and active lifestyle but also allow homeowners to appreciate the natural beauty of the area in person and stay updated through the community page, where they can find a review of past events.

Furthermore, Twin Cities lakes offer various water sports such as water skiing, boat rentals, and guided fishing tours, providing endless entertainment and excitement for residents. By engaging in these outdoor activities, homeowners can fully embrace the waterfront lifestyle and create lasting memories with family and friends.

Privacy and Seclusion

Luxury lake homes in the Twin Cities provide a superior level of privacy and seclusion. These homes feature large lots, gated entrances, and landscaping that offers a barrier from neighbors and passersby. Furthermore, many luxury lake homes boast private docks and waterfront access, granting residents the opportunity to savor the lake without disruption from others.

Living by the lake in Twin Cities offers:

  • Seclusion and tranquility
  • Peaceful refuge from the hustle and bustle of city life
  • Picturesque views
  • Fresh air provided by the surrounding protected trees
  • Serene and tranquil atmosphere
  • Peaceful and secluded lifestyle

Customizing Your Dream Lake Home

Rustic style living space in a custom lake home

Customizing your dream lake home is an essential part of the luxury waterfront experience. From designing the perfect floor plan to incorporating high-end finishes and embracing indoor-outdoor living spaces, homeowners can create a truly personalized lakeside retreat that reflects their unique preferences and lifestyle.

Designing the Perfect Floor Plan

Lake Home Floor Plan

Forging the perfect floor plan for your luxury lake home requires thoughtful consideration of various elements including:

  • The dimensions and layout of the space
  • The count of bedrooms and bathrooms
  • The space’s flow
  • The homeowner’s lifestyle
  • The intended utilization of the space

For maximizing lake views in your floor plan design, installation of floor-to-ceiling windows, bay windows, and corner windows can be considered. These additions provide unobstructed views while fostering a seamless blend of the interior with the exterior. These windows not only enhance the beauty of the property but also play a crucial role in connecting the homeowners with the stunning lakeside environment.

Incorporating High-End Finishes

High-end Finishes

The integration of high-end finishes can substantially elevate the aesthetic appeal and overall value of your luxury lake home. Some examples of premium materials include:

  • Ornate banisters
  • One-of-a-kind fixtures
  • Marble & Granite
  • Custom Woodwork & Cabinets
  • Luxurious appliances

These additions can add a touch of opulence and sophistication to the home, making it an inviting space for guests to contact and enjoy a lovely date, with optional enhancements that vary for added comfort.

These high-end finishes not only contribute to the overall quality and longevity of the home but also captivate the senses and evoke emotions, creating a visually stunning and desirable living space. By selecting the right materials and finishes, homeowners can create a truly customized and luxurious lakeside retreat.

Embracing Indoor-Outdoor Living Spaces

The creation of seamless indoor-outdoor living spaces is pivotal for an ultimate waterfront experience. By incorporating large windows and glass doors, selecting durable and weather-resistant materials, and devising a functional layout, homeowners can create a fluid transition between the indoor and outdoor areas of their luxury lake home.

Besides, the indoor-outdoor living experience can be greatly enhanced by extending living areas outdoors and refining the landscaping. This not only provides additional space for relaxation and entertainment but also allows homeowners to fully appreciate the beauty and serenity of their lakeside environment.

Financing Your Luxury Lake Home Purchase

Financing your luxury lake home purchase is an important step in the process of acquiring your dream waterfront property. Understanding the various mortgage options available for high-end properties can help you make an informed decision and secure the necessary funds to complete your purchase. Some of these options include:

  • Jumbo loans, which may require a larger down payment
  • Interest-only loans
  • Adjustable-rate mortgages (ARMs)
  • Fixed-rate mortgages

By exploring these options, you can find the best financing solution for your luxury lake home.

Mortgage Options for High-End Properties

Mortgage options for high-end properties include jumbo loans specifically designed for wealthy home buyers. In some cases, super jumbo mortgages with up to 100% loan-to-value ratio may be available if sufficient collateral and proof of reserves are provided.

Understanding the eligibility requirements and qualifications for a mortgage on a luxury home is crucial. Some factors to consider include:

  • A credit score of 720 or above
  • Credit ratings
  • Appraisal
  • Income & Assets

By exploring various mortgage options and understanding the associated costs and payment requirements, you can confidently secure financing for your luxury lake home purchase.

Making the Buying Process Easy

TJB Homes is a name you can trust.

With 40+ years of experience as a luxury home builder in the Twin Cities, TJB Homes has the knowledge to design and build your dream lake home. TJB will work with you every step of the way.

Maintaining and Enhancing Your Lakeside Property

Eco-friendly practices for lakeside living

The upkeep and enhancement of your lakeside property is a key aspect of luxury waterfront living. With seasonal maintenance tips, landscaping ideas, and eco-friendly practices, you can ensure that your lakeside property remains in top condition while preserving the beauty of the surrounding environment.

Seasonal Maintenance Tips

Regular maintenance and care are required to keep your luxury lake home in peak condition. Essential seasonal maintenance tasks for luxury lake homes include:

  • Scheduling HVAC maintenance
  • Cleaning and inspecting windows
  • Inspecting the roof and cleaning out gutters
  • Sealing up air leaks
  • Removing seasonal docks and storing outdoor items
  • Draining or winterizing water systems

By diligently performing these maintenance tasks, you can prevent costly repairs and ensure the longevity and beauty of your luxury lakeside property. Furthermore, maintaining your waterfront home can contribute to a more enjoyable living experience, allowing you to fully appreciate the serenity and tranquility of your lakeside retreat.

Landscaping and Outdoor Upgrades

Landscaping and outdoor upgrades can notably enhance the aesthetic appeal and overall value of your lakeside property. Here are some ideas to consider:

  • Incorporate low-maintenance plants and flowers
  • Construct shoreline rain gardens
  • Design shoreline landscapes with flowers and grasses
  • Create outdoor spaces that enhance the lakefront experience

By implementing these ideas, you can transform your property into a picturesque oasis.

Beyond landscaping, outdoor lighting and furniture significantly contribute to creating a cozy and welcoming atmosphere for you and your guests. By selecting the right materials, finishes, and design elements, you can create a truly customized and luxurious outdoor living space that complements your lakeside property.

Eco-Friendly Practices for Lakeside Living

Adoption of eco-friendly practices forms a crucial part of lakeside living, protecting the environment and preserving the beauty of your lakeside property. Here are some ways you can contribute to a cleaner and more sustainable lakeside environment:

  • Utilize green building materials
  • Cultivate a wildlife-friendly environment
  • Implement proper lawn care

By following these practices, you can help protect the lake and its surroundings for future generations to enjoy.

Furthermore, incorporating sustainable energy options such as:

  • solar electric panels
  • solar water heating systems
  • geothermal heating and cooling systems

can significantly reduce your environmental impact and promote a greener lifestyle. By embracing eco-friendly practices, you can ensure that your lakeside property remains a beautiful and healthy sanctuary for generations to come.

TJB Homes’ Waterfront Homes

TJB Homes has built a large selection of upscale waterfront properties, offering a unique blend of modern architecture and luxurious details. TJB Homes is a trusted brand in the Twin Cities and is renowned for its commitment to quality and customer satisfaction.

TJB's waterfront homes feature award-winning floor plans, superior finishes, and breathtaking waterfront views with individual boat docks. These homes not only provide a comfortable and stylish living experience but also offer a range of amenities and community features, allowing residents to fully embrace the luxury lakeside lifestyle.


We have explored the allure of luxury lake homes in the Twin Cities, offering a glimpse into the idyllic lakeside lifestyle that awaits you. From discovering architectural masterpieces and embracing sustainable living to customizing your dream lake home and securing financing, you are now equipped with the knowledge and inspiration to make your waterfront living vision a reality. So, go ahead, dive into the world of luxury lake homes, and let the serenity of waterfront living captivate your senses and enrich your life. Contact TJB Homes today to get started!

Frequently Asked Questions

What is Prior Lake known for?

Prior Lake is the largest lake in the Southern Metropolitan area and ranks number 80 in size of all 10,000 Minnesota lakes. Upper and Lower Prior Lake, totaling 1,340 acres, are considered one of the most popular lakes in the metropolitan area for boating, skiing, and fishing.

What is White Bear Lake known for?

White Bear Lake is a popular fishing lake. Largemouth Bass are one of the favorite targets of the summer angler. Northern Pike are easily caught but they tend to be small (18-22 inches). Walleye fishing is better in the early in the season and in the fall. Also a favorite for many recreational boaters especially on the weekends and holidays.

What is Rush Lake known for?

West Rush Lake is a popular recreational lake located in Chisago County, Minnesota. The lake has a surface area of approximately 1,579 acres and a maximum depth of around 42 feet. The lake is known for its excellent fishing opportunities, especially for walleye, northern pike, bass, and panfish.

How big is Forest Lake?

Forest Lake spans an area of 2,270 acres, shore length of 15.71 miles with a maximum depth of 37 feet.

Why do they call it the Twin Cities in Minnesota?

The Twin Cities of Minnesota refer to the two largest cities in the state, Minneapolis and St. Paul, which are connected by the rivers Mississippi, Minnesota, and St. Croix.

What is unique about Twin Cities Minnesota?

The Twin Cities of Minnesota have the most golfers per capita than any other U.S. city. Minnesota is known as the Land of 10,000 Lakes.

What is considered the Twin Cities area?

The Twin Cities area is a metropolitan region in the Upper Midwestern United States centered around the confluence of the Mississippi, Minnesota, and St. Croix rivers in Minnesota, encompassing nearly 3 million people in 7 counties and 182 communities, and commonly referred to as such due to the two core cities of Minneapolis and Saint Paul which border each other and share many of the same institutions.

Which two cities are known as the Twin Cities?

The Twin Cities refers to Minneapolis and Saint Paul, the two core cities of the region that border each other and share many political, educational, and cultural institutions. They are affectionately known as the "twins" due to their similar characteristics.

What is special about Lake Minnetonka?

Lake Minnetonka is the 10th largest lake in Minnesota, with over 14,000 acres of water and 100 miles of shoreline. Its popularity for year-round recreation attracts visitors from all over, and its diverse fish community makes it a prime destination for anglers. With 31 connecting channels, Lake Minnetonka is an attractive location for anyone looking to experience the great outdoors.